How to Use the Walmart Credit Card App and Apply

The Walmart Credit Card App makes it easy to apply for a card and manage your account in one place. 

You can check balances, track rewards, make payments, and redeem offers right from your phone. 

This guide will walk you through how to use the app quickly and securely.

Benefits of Using the Walmart Credit Card App

The app provides you with full access to your credit account, featuring built-in tools designed for speed, savings, and control. 

Whether you're managing payments or tracking rewards, it simplifies everything.

• Apply for a Walmart Credit Card directly through the app in minutes.
• View your balance, credit limit, and due dates at any time.
• Make payments quickly using your linked bank account or mobile wallet.
• Track and redeem Walmart Rewards for online and in-store purchases.
• Receive instant alerts for transactions, payments, and special offers.
• Download statements and monitor your spending history.
• Access support through live chat or secure messaging.

App Compatibility and Download Instructions

Before using the app, ensure your device meets the minimum requirements. It is widely supported and quick to install.

• Compatible with iOS and Android devices running recent operating systems (iOS 11+ and Android 6.0+).
• Available for free download on the Apple App Store and Google Play Store.
• Requires internet access to function correctly—Wi-Fi or mobile data.
• Requires specific permissions, including notifications, camera (optional), and secure login access.
• Regular updates ensure the app remains secure and functions smoothly.
• Installation takes only a few minutes, and setup starts right after the download.

How to Register or Log In

To start using the Walmart Credit Card App, you first need to download it and then create or log in to your account. 

This gives you secure access to manage your credit card anytime, anywhere.

1. Download the app from the Apple App Store (iOS) or Google Play Store (Android).
2. Open the app and tap "Sign In" or "Create Account."
3. Register with your name, email, and a secure password if you're a new user.
4. Verify your account with the code sent to you via email or SMS.
5. Log in using your email and password if you already have an account.
6. Link your Walmart Credit Card by entering your card details and confirming your identity.
7. Enable biometric login, such as fingerprint or Face ID, for faster and safer access.

Navigating the App Features

The platform is organized to help you manage your account efficiently. 

Each section is clearly labeled, so you can find what you need in seconds.

• Home Dashboard – Shows your current balance, payment due date, and recent activity.
• Transactions – Lets you review your purchase history, pending charges, and posted payments.
• Rewards – Displays your Walmart Rewards balance and options to redeem points.
• Payments – Allows you to schedule, edit, or make one-time payments securely.
• Statements – Lets you view and download monthly billing statements.
• Settings – Update your personal information, manage alerts, change your login method or contact support.

How to Apply for a Walmart Credit Card in the App

Applying through the app is fast and secure. You'll need a few minutes and basic personal details to complete the process.

1. Open the app and tap the "Credit Services" or "Apply Now" section on the home screen.
2. Select the Walmart Credit Card product you want—e.g., Walmart Rewards Mastercard or Walmart Mastercard.
3. Fill in your personal information, including name, address, date of birth, Social Security number, and annual income.
4. Review the card terms, including the APR, fees, and reward benefits, carefully.
5. Submit your application with a tap; you may be asked to provide additional details.
6. Get an instant decision in most cases. If approved, your card information will appear in the app.
7. If the decision is pending, check back later or watch for an email update.

Checking Your Application Status

After applying, you can easily track your application through the app or email. This helps you stay informed and know the following steps to take.

1. Open the Walmart app and sign in to your account.
2. Tap the "Credit Services" section or navigate to your application summary.
3. Check the current status, which may display as "Approved," "Pending," or "Denied."
4. Check your email for updates or requests for additional information.
5. If no status is shown, wait 24–48 hours or try refreshing the app.
6. Contact customer service via app chat or call 1-877-294-7880 if the status is unclear or delayed.

Managing Your Walmart Credit Card

Once your card is active, managing it is simple and can be done at any time from your mobile device. 

These features help you stay in control of your spending and payments.

• View your current balance, available credit, and payment due dates.
• Make one-time payments or set up automatic payments to avoid late fees.
• Monitor recent transactions to track purchases and identify any unauthorized activity.
• Download and view monthly statements in PDF format for your records.
• Update your personal information, including your address, phone number, and email.
• Set alerts and reminders for payment due dates and balance thresholds to stay on top of your finances.

How to Redeem Walmart Rewards in the App

Redeeming your Walmart Rewards is quick and straightforward. Just follow these steps to turn your points into savings.

1. Log in to the app using your Walmart account credentials.
2. Tap "Rewards" on the main dashboard to view your current points balance.
3. Select a redemption option, such as a credit to your account, a gift card, or a qualifying purchase.
4. Select the number of points to use, then confirm your selection.
5. Use redeemed rewards during in-store or online checkout—check your cart before paying.
6. Watch for redemption options that vary, including order credits or gift certificates.

Setting Alerts and Notifications

Setting up alerts keeps you informed about your account status, rewards, and transactions. 

It's a quick way to stay on top of your credit activity without needing to log in every time.

1. Go to the Settings or Alerts section in the app menu.
2. Enable due date reminders to prevent missing payments.
3. Turn on purchase notifications to track real-time card activity.
4. Set custom balance alerts when your spending reaches a set limit.
5. Get notified when new rewards are available or when points are about to expire.
6. Select your preferred alert method: push notification, email, or SMS.

Adding Authorized Users

You can share your Walmart Credit Card benefits by adding an authorized user. 

This allows someone else to use your account while you maintain complete control over it.

1. Open the account settings and find the "Authorized Users" or "Manage Users" section.
2. Tap "Add Authorized User" and enter the authorized user's full name, date of birth, and contact details.
3. Review the terms to understand responsibilities and how usage affects your credit.
4. Submit the request and wait for approval—some accounts allow instant access.
5. Monitor the user's spending activity through your transactions list.
6. Set spending limits or remove access at any time through the same menu.

Final Thoughts

Managing and applying for a Walmart Credit Card is simple when you use the official app. 

From tracking rewards to making payments, everything you need is in one place. 

Download the app today to apply and take complete control of your Walmart Credit Card. account.